About us

At Riverton, our mission is to provide transparent mortgage solutions for homeowners aged 55 and over looking to meet their long-term financial goals. We work closely with financial advisers, who specialise in lifetime mortgages, to understand the needs of customers and design mortgage products to enable those customers to take control of their financial affairs. We are part of the Rothesay Group which includes Rothesay, the UK's largest pensions insurance specialist, which has £73bn assets under management and is responsible for the pensions of nearly one million people. 

We are proud to put customers at the heart of our business by offering clear guidance, competitive lending options, and personalised service. 

We offer a lifetime mortgage, which is a special type of loan for homeowners aged 55 and over that allows you to borrow money that is secured against your home whilst keeping ownership of your property. The amount you can borrow depends on your age and the value of your property. Our mortgages are regulated by the Financial Conduct Authority and comply with the standards of the Equity Release Council, including a "No Negative Equity" Guarantee which means that you will never owe more than the value of your home. Interest builds up throughout the life of the mortgage but repayment is not due until your death or entry into long-term care, and you have the right to stay in your home for the remainder of your life. The loan is then typically repaid through the sale of the property.  

Learn more about a Riverton Lifetime Mortgage below.